Researching the steps in the mortgage loan process: application, processing, underwriting, and closing.

PURCHASE  WITH  POWER

Take the next step in your home buying journey.

Be the best Buyer you can be.

Whether you're a new homebuyer or an experienced homebuyer, we provide you with the ideal combination of speed, experience, and care to prepare you for your purchase.  Set yourself apart from competing offers with our automated and streamlined pre-approval process.

Simplicity

Complete an application in less than 10-minutes, entirely online or with an expert.

Care

One-point of contact. Work with an experienced Mortgage Advisor throughout your entire closing.

Quality

Human touch with a focus on technology. We utilize our tools to ensure complete accuracy.

Fast

From application to closing, we are not slowing down. Closing early or on-time is important.

How It Works

1

Application

Apply through your customized application. 

We only ask the important questions.

What To Expect
1
  • Complete an application

  • Speak with a Prequalification Specialist

  • Connect with your personal Mortgage Advisor

  • Receive preapproval letter

  • Enjoy your home search

What May Be Requested
  • Personal Information

  • Documentation for processing

  • Review and sign disclosures

  • Purchase contact

Not all applications result in a preapproval letter.
 

2

What To Expect

Processing

Complete the initial steps of the purchase process with us.  Finalize purchase contract conditions with agent(s) and seller(s).

  • Documents reviewed by processor
  • Employment and income verified
  • Call with Mortgage Advisor

What May Be Requested
  • Earnest money deposit

  • Property inspection

  • Appraisal

  • Open homeowners insurance

2
Appraisal may not be needed.
2

3

What To Expect

Underwriting

Documentation is analyzed and confirmed.  There may be an an initial conditional approval followed by a final clear-to-close.

  • Completed appraisal report

  • Initial underwriter approval

  • Call with Mortgage Advisor

  • Final clear-to-close by underwriter

What May Be Requested
  • Additional documentation

4

What To Expect

Closing

Congratulations! You've made it to the finish line. Prepare yourself for signing.

  • Final walkthrough of property

  • Review closing documents

  • Receive your keys, congratulations!

What May Be Requested
  • Identity verification for signing

  • Payment for closing

  • Sign closing documents

Read our client reviews to discover that Mortgage Hero has the best loan officers in the mortgage industry.
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