Simplicity
Complete an application in less than 10-minutes, entirely online or with an expert.
Care
One-point of contact. Work with an experienced Mortgage Advisor throughout your entire closing.
Quality
Human touch with a focus on technology. We utilize our tools to ensure complete accuracy.
Fast
From application to closing, we are not slowing down. Closing early or on-time is important.
How It Works
1
Application
Apply through your customized application.
We only ask the important questions.
What To Expect
1
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Complete an application
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Speak with a Prequalification Specialist
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Connect with your personal Mortgage Advisor
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Receive preapproval letter
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Enjoy your home search
What May Be Requested
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Personal Information
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Documentation for processing
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Review and sign disclosures
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Purchase contact
1
Not all applications result in a preapproval letter.
2
What To Expect
Processing
Complete the initial steps of the purchase process with us. Finalize purchase contract conditions with agent(s) and seller(s).
- Documents reviewed by processor
- Employment and income verified
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Call with Mortgage Advisor
What May Be Requested
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Earnest money deposit
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Property inspection
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Appraisal
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Open homeowners insurance
2
Appraisal may not be needed.
2
3
What To Expect
Underwriting
Documentation is analyzed and confirmed. There may be an an initial conditional approval followed by a final clear-to-close.
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Completed appraisal report
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Initial underwriter approval
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Call with Mortgage Advisor
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Final clear-to-close by underwriter
What May Be Requested
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Additional documentation
4
What To Expect
Closing
Congratulations! You've made it to the finish line. Prepare yourself for signing.
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Final walkthrough of property
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Review closing documents
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Receive your keys, congratulations!
What May Be Requested
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Identity verification for signing
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Payment for closing
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Sign closing documents
